Acting for individuals, businesses and groups of consumers who have been mis-sold investment schemes and products, we seek compensation and justice for victims of corrupt or negligent financial advisors and organisations, including those with a mis-sold pension. And, at Keller Postman UK, we believe that the best way to make guilty parties pay is to use a specialist lawyer.
Of course, we would say that, but let us explain why.
Why do I need a lawyer to make a mis-sold pension or other mis-selling claim?
It is possible to claim on your own. And you can even represent yourself in court. In fact, the number of people doing this has increased. The legal term for representing yourself this way is called ‘litigating in person’ (LiP). However, the rise in the number of people doing this is likely to be because many don’t think they have any choice due to the costs of paying for a solicitor.
While a DIY mis-selling claim could save you paying solicitor’s fees, in the end and even if you win, you might walk away with less compensation. This is often due to a lack of understanding over the law/procedures, which can put individuals at a disadvantage when up against savvy (and sometimes aggressive) defence lawyers. And, of course, if you lose your case, you will likely have to pay the other side’s costs.
What’s more, many people who represent themselves in such cases are stressed and worried and can be overly emotional. This can work against them when a clear mind is needed.
With the outcome of such cases likely to have profound and long‐term consequences on the victims’ lives, the best way to make guilty parties pay for their failures is to use an expert lawyer.
Because Keller Postman UK offers no-win, no-fee funding arrangements, you can benefit from expert legal support and complete peace of mind without having to worry about costs.
The disadvantages faced by litigants in person stem from their lack of knowledge of the law and court or tribunal procedure. For many their perception of the court or tribunal will be based on what they have seen on the television and in films. They tend to:
- be unfamiliar with the language and specialist vocabulary of legal proceedings;
- have little knowledge of the procedures involved and find it difficult to apply the rules even if they do read them;
- lack objectivity and emotional distance from their case;
- be unskilled in advocacy and unable to undertake cross‐examination or test the evidence of an opponent;
- be ill‐informed about the presentation of evidence;
- be unable to understand the relevance of law and regulations to their own problem, or to know how to challenge a decision that they believe is wrong.
All these factors have an adverse effect on the preparation and presentation of their case.
Why can’t I use a ‘cheaper’ claims management company to make a mis-sold pension claim?
Investment fraud and mis-selling is a specialist field, and it can be tricky to find solicitors with in-depth experience in this area. But large organisations are smarter and better resourced than ever before when it comes to legal support, so it is difficult for non-specialist lawyers to stand up to such strength when representing clients.
With a deep understanding of and extensive experience in investment mis-selling and fraud claims, our expert team investigates and pursues claims in the UK and beyond. Where required, we are experienced in tracing and recovering the proceeds of fraud. We can also secure emergency relief such as freezing injunctions and search and seizure orders.
Crucially, when it comes to making a claim, a lack of care can leave victims open to advice and representation below the expected standard, and this could ultimately see you lose out financially as a result.
Because we know what to look for when investigating a case, we can often increase the value of a claim substantially. Our solicitors have even won cases where victims had been told that there was little to no chance of compensation.
Experts in complex litigation and multi-claimant actions against fraudsters, professional advisors and financial institutions, when it comes to getting justice for our clients, we have everything it takes to win.